ThePowerPayback

Heat pump calculator

Heat-pump water-heater calculator for India

Compare a heat-pump water heater with a normal electric geyser using Indian electricity tariffs and household hot-water demand.

A heat pump wins when its COP is high enough to beat the old fuel after install cost and grants.

Your heat-pump payback

Change hot-water demand, tariff, COP, installed cost, and subsidy.

Tune the assumptions

2500 kWh
7 INR/kWh
1 x
7 INR/kWh
3 x
65000 INR
0 INR

Decision signal

Worth checking quotes

The default case can work, but local prices and rebates decide the final answer.

Annual saving

₹11,667

Simple payback

5.6 years

10-year net

₹51,667

Before vs after annual cost

lower is better
Decision numberDefaultWhy it matters
Upfront / net cost₹65,000The amount the savings must recover.
5-year net-₹6,667Useful if you may move or replace equipment early.
10-year net₹51,667The long-run money signal after upfront cost.

Old cost = heat demand / old efficiency x electricity price. Heat-pump cost = heat demand / COP x electricity price.

Default values are source-backed planning benchmarks, not quotes. For the most accurate result, replace them with your own bill, tariff, vendor quote, grant, and usage numbers.

Before you buy

Use the calculator as a quote filter

1. Enter your real tariff

Use your bill or supplier app, not a sales estimate.

2. Add the actual quote

Net of grants, rebates, discounts, and installation extras.

3. Share the link

Keep everyone comparing the same assumptions.

Trust layer

  • -No signup wall before the answer.
  • -Sources are visible at the bottom of every calculator.
  • -The result warns users when the math does not pay back.

Quick answers

Common questions

Is this heat pumps calculator exact?

It is a planning estimate, not a quote. Replace the defaults with your actual quote, tariff, usage, and incentive numbers before buying.

Why does payback change so much when I move the sliders?

Big energy purchases are sensitive to usage, local energy prices, upfront cost, and incentives. A small change in those assumptions can move payback by years.

Should I use this before talking to vendors?

Yes. The calculator gives you a neutral baseline so you can compare vendor claims against source-backed math.

Sources for this page

Data last reviewed: August 2026Our methodology